Heads Up: CBPP on Potential SSDI and SSI Proposed Rule

October 16, 2025

Despite repeatedly promising not to cut Social Security, the Trump Administration is reportedly preparing a proposed rule that could reduce the share of applicants who qualify for Social Security Disability Insurance (SSDI) by up to 20 percent, according to an Urban Institute report that cites writing by a former Trump Administration official and interviews with former staff at the Social Security Administration (SSA). This would be the largest cut in SSDI history.

The rule would make it much more difficult to qualify for both SSDI and Supplemental Security Income (SSI). Because it would dramatically change the eligibility criteria for older applicants, the losses among people over age 50 would be much deeper.

The rule is likely to be the largest-ever cut to Social Security Disability Insurance, and would particularly hurt older workers. SSDI benefits provide vital support to people whose careers are cut short by severe medical impairments.

Additionally, the rule will likely cause disproportionate harm to people living in the South and Appalachia. Some states have a higher share of people receiving disability benefits, particularly those with more older workers with fewer years of formal education, and who are more likely to have worked in physical jobs like manufacturing or mining.

In addition to cutting Social Security and SSI, the rule would threaten retirement security, access to health care, and other supports. Workers who become disabled and qualify for SSDI are significantly worse off in retirement: they are poorer, experience more hardship, and have lower savings.

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